For 20 years, NCUA capped how much indirect vehicle lending a credit union could run through any single servicer. That cap is about to disappear. The proposal, published in the Federal Register on March 25th, would eliminate Section 701.21(h) for federal credit unions and Section 741.203(c) for federally insured state charters. The waiver process goes with it. What replaces the concentration cap is board policy — limits set by each institution's leadership, calibrated to its

Here's a draft blog post about the NCUA cybersecurity briefing: Third-Party Vendors and Ransomware: NCUA's October Cybersecurity Warning...

#NCUA data shows CAMELS codes continue to get worse - up 369% since December 2021. Up every quarter since then. When a downgrade to 3...

REPRESENTATIVE! What do you miss more? Football or talking to a human representative? I am a big fan of AI and maybe its overall...

At Last Week's #NCUA Board Meeting the agency released end of year CAMEL data, and expressed concern over Code 3s tripling in just twelve...

Another Client Celebrating a CAMEL CODE UPGRADE. NCUA visits code 3s every six months and, code 4s every four months. Downgrades can...

"During the exam I have to constantly decide if I want to go along to get along" Anonymous Treichel Client. When I was at NCUA we would...

Before You SHAKE ON IT Remember - your examination report is negotiable: A Letter of Understanding and AGREEMENT - requires your...

Fear of Heights? Yep I have a serious case of #acrophobia I took this picture earlier this week - near the #NCUA HQ in Virginia. When I...

A #NCUA webinar recently added context to the new Interest Rate Risk (IRR) and Net Economic Value (NEV) framework. In this week's With...

Curious What NCUA Had to Say During Last Week's Insurance Fund Board Briefing? In this week's episode of With Flying Colors I talk about:...

As mandated by Congress, #NCUA proposed a new rule on how #creditunions can expel members for dangerous or abusive behavior. In this...

https://www.linkedin.com/posts/mark-treichel_ncua-podcast-activity-6979068515186008064-j1TO?utm_source=share&utm_medium=member_desktop...

“Are You Alive. I have not heard from you in a long time. We are all well. “ Lovingly Carol (Or Maybe Earl?) I collect old postcards. And...

We Don't Need Regulation! Here are My Ten Reasons Why NCUA Should Not Regulate Succession Planning. 1. My Poll Results Heavily Favor...

The #NCUA Board approved a rule that added the Sensitivity to Market Risk, or “S,” component to the existing CAMEL rating system and...

You better be! On October 21, 2021, the #NCUA Board is considering a FINAL rule to Add an S to #CAMELS. The “S” stands for #Sensitivity...

Are You Waiting on #ECIP or standard Secondary Capital? If so you should tune into the #NCUA board meeting Thursday. What need's fixing?...

5m • Edited • 5 minutes ago #NCUA to Resume #Onsite Operations Chairman Harper just announced staff and contractors will be permitted to...

At #NCUA's Board Meeting today, Chairman Todd Harper stated "Could the changes that we have seen in the distribution of CAMEL ratings of...