For 20 years, NCUA capped how much indirect vehicle lending a credit union could run through any single servicer. That cap is about to disappear. The proposal, published in the Federal Register on March 25th, would eliminate Section 701.21(h) for federal credit unions and Section 741.203(c) for federally insured state charters. The waiver process goes with it. What replaces the concentration cap is board policy — limits set by each institution's leadership, calibrated to its

Here's a draft blog post about the NCUA cybersecurity briefing: Third-Party Vendors and Ransomware: NCUA's October Cybersecurity Warning...

Another Client Celebrating a CAMEL CODE UPGRADE. NCUA visits code 3s every six months and, code 4s every four months. Downgrades can...

In today's episode of With Flying Colors, I summarize last Week's NCUA Board actions, which included two new rule proposals. In this...

"During the exam I have to constantly decide if I want to go along to get along" Anonymous Treichel Client. When I was at NCUA we would...

"The Waiting is The Hardest Part" Tom Petty Are You: Waiting for NCUA to Come In Waiting for your Final Report. Waiting for your CAMEL...

Plain and simple, it was a bailout. One sentence stands out in the last two days of banking hearings: "𝙏𝙝𝙚 𝙩𝙚𝙣 𝙡𝙖𝙧𝙜𝙚𝙨𝙩...

#CECL is almost here. NCUA recently released its simplified CECL tool. Are you eligible to use it? NCUA developed the Simplified CECL...

Curious What NCUA Had to Say During Last Week's Insurance Fund Board Briefing? In this week's episode of With Flying Colors I talk about:...

As mandated by Congress, #NCUA proposed a new rule on how #creditunions can expel members for dangerous or abusive behavior. In this...

“Are You Alive. I have not heard from you in a long time. We are all well. “ Lovingly Carol (Or Maybe Earl?) I collect old postcards. And...

We Don't Need Regulation! Here are My Ten Reasons Why NCUA Should Not Regulate Succession Planning. 1. My Poll Results Heavily Favor...

You better be! On October 21, 2021, the #NCUA Board is considering a FINAL rule to Add an S to #CAMELS. The “S” stands for #Sensitivity...

NCUA is piloting a new post-examination survey that will allow #creditunions to provide timely feedback to the agency while helping to...

I'm Back on the Road Again -- #VANLIFE A year ago we planned to head west to concerts and National Parks and dabble in consulting. Covid...

5m • Edited • 5 minutes ago #NCUA to Resume #Onsite Operations Chairman Harper just announced staff and contractors will be permitted to...

68 Seconds on Capitalization of Interest on #TDRs This weeks # NCUA Board Meeting has a final rule on this topic. How did we get here? In...

As required NCUA published its June Board Agenda. Check out my short video of what's on tap for next week's meeting. What is on the...

NCUA Chairman Todd Harper commented last week at the NCUA Board Meeting, that the board may soon consider a tailored, targeted and...

Back in my examiner days I was always asked what that one big thing NCUA added to the exam review for that year. Back then the agency did...